Condominium fees and HOA dues can be a burden on anyone who files a chapter 7 or chapter 13. There are special provisions in the association documents and Bankruptcy law that allows the association to continue to collect fees even if you surrender the property. A chapter 13 will allow you to get these fees reorganized; a chapter 7 must be carefully considered concerning these fees. In every bankruptcy filing, you need advice on these matters. Call for an appointment to discuss your fresh start and these fees. 215-822-2728