The NY Times reported that Ocwen Financial has major deficiencies in its dealings with its customers on the matters of mortgage modification and loan servicing.  The National Mortgage Settlement monitor has reported he cannot rely on the information which Ocwen is required to  self report as part of the national settlement.  This is not a […]

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As an American and a lawyer I stand with our France and European brothers in solidarity against the brutal intolerance of religious fanaticism.  We live free to express our feelings.  If a person or religious group disagree with words or cartoons written by another, then the remedy is to come forth with your own words […]

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Over the past several months our office has been receiving many calls for help from people who have run out of their student loan deferments.  They are in or are close to default.  They are overwhelmed by these loans and many other everyday debts.  A student loan may not be discharged in bankruptcy if the […]

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Fulfill Your Financial New Year’s Resolution. Now is the moment to take control of your financial well being. If any of the following apply to you, you need to meet with us: You have no cash; you are putting your everyday spending on your credit card. If you are unable to make your minimum monthly […]

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The radio says today is Blue Monday, the first real business day of the new year. Apparently the point of Blue Monday is to address and take action concerning the things that bring you down in life. If in your life, money and debt are bringing you down, now is a good time to take […]

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Philadelphia, PA – When faced with financial difficulties, it is common for individuals to break under pressure.  Filing for bankruptcy relief can bring an individual’s worries to rest, which is why William D. Schroeder, Jr. Attorney at Law, offers chapter filing services for clients struggling with debt. William D. Schroeder, Jr. suggests clients consider chapter […]

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Chapter 13 stops mortgage foreclosures, sheriff sales and the tax man.  Chapter 13 filing is the ideal form of bankruptcy to file for individuals who have the ability to pay off their debt over time at a reduced rate. Although originally designed to help individuals, chapter 13 can also help self-employed, small businesses through difficult […]

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Although bankruptcy can be psychologically difficult for even the strongest people, individuals living in Philadelphia can rest easier knowing that there are options available to them that will prevent their losing everything. In fact, bankruptcy filing can even be beneficial to an individual’s life issues including his state of mind. Without having to worry about […]

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Nothing says “I love you” more than a gift of love, caring and compassion to your spouse, children and family.  We offer to prepare and have you sign a will, durable power of attorney and living will (health care declaration) during the holiday season for $600.00; if your spouse has similar wishes, we will prepare […]

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While going through bankruptcy it’s normal to feel a spectrum of emotions about your situation; but there is no need to feel angry, sad, or even frustrated. At the law office of William D. Schroeder Jr., we want to eliminate the misconceptions surrounding bankruptcy – it does not have to mean losing everything. As a […]

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